Commercial Real Estate Loans

Purchase the commercial property your business needs or refinance at a lower rate to improve your cash flow.

Purchase the commercial property your business needs or refinance at a lower rate to improve your cash flow.

Purchase the commercial property your business needs or refinance at a lower rate to improve your cash flow.

Qualifications:

Special benefit for veterans:

Take advantage of a 25% discount on loan administration or origination fees. adatext ,Offer valid for veterans of the U.S. Armed Forces on new credit facility applications submitted in Small Business.

† Important rate and payment information

Advertised as low as rate is effective as of May 31 st , 2024 and is subject to change. Your actual interest rate may differ based on your creditworthiness, overall business relationship with Bank of America and line amount. Subject to credit approval; some restrictions may apply.

Loan amount Loan amount from $25,000 Interest rate as low as 6.50% Disclosure † Fixed rates Loan terms up to 10 years with balloon
payment
up to 15 years with full
amortization
Origination fee of amount financed
Loan amount Loan amount from $25,000 Interest rate as low as 6.50% Disclosure † Fixed rates Loan terms up to 10 years with balloon
payment
up to 15 years with full
amortization
Origination fee of amount financed

Qualifications:

Minimum 2 years in business under existing ownership
Minimum $250,000 in annual revenue

Special benefit for veterans:

Take advantage of a 25% discount on loan administration or origination fees. adatext
Offer valid for veterans of the U.S. Armed Forces on new credit facility applications submitted in Small Business.

† Important rate and payment information

Advertised as low as rate is effective as of May 31 st , 2024 and is subject to change. Your actual interest rate may differ based on your creditworthiness, overall business relationship with Bank of America and line amount. Subject to credit approval; some restrictions may apply.

Calculate your monthly loan payment

Loan Amount Interest Rate

*Note: Enter a loan amount that meets your credit need for your individual situation. Insert a range of interest rates to demonstrate the effect on the payment or loan amount. adatext

Estimated monthly payments

Get more with Preferred Rewards

Get more with Preferred Rewards

Preferred Rewards for Business members can get an interest rate discount of 0.25%-0.50% for new Commercial Real Estate loans, based upon your tier at time of application. adatext

Get more with Preferred Rewards

Get more with Preferred Rewards

Preferred Rewards for Business members can get an interest rate discount of 0.25%-0.50% for new Commercial Real Estate loans, based upon your tier at time of application. adatext

What to Expect

Get ready

Prepare your business and personal information. See what you'll need to apply.

Apply

Complete an application in person or over the phone.

Grow your business

Work with a specialist to finalize your line or loan and get the financing you need.

Small Business Administration (SBA) financing

Bank of America financing guaranteed by the SBA may be right for your business. SBA 504 (suitable for commercial real estate loans of $350,000 and above), SBA 7(a) and SBA Express programs generally provide you with lower down payments and longer financing terms.

So much more than a loan

Expert insights

Explore financing options and cash flow strategies on the Center for Business Empowerment.

Free business credit scores

View your business credit scores adatext for free, powered by Dun and Bradstreet.

Interest rate discounts

Pay less interest as a Preferred Rewards for Business member.

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Important Disclosures and Information

Small Business Administration (SBA) collateral and documentation requirements are subject to SBA guidelines.

You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence, and either a U.S. citizen or resident alien (permanent or non-permanent).

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. Bank of America credit standards and documentation requirements apply. Some restrictions may apply.

Investment and insurance products:

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

MLPF&S is a registered broker-dealer, member SIPC layer and a wholly owned subsidiary of Bank of America Corporation